Free Money Offers
Money Marshmallow is always on the hunt for the juiciest free money offers, deals, and money-saving opportunities lurking online. We’ve done the digging, so you don’t have to! This guide gives you the top-notch free money offers and instant sign-up bonuses from various online sources in the UK. Get ready to claim free cash, gift cards, even investments – all for simply joining! We’ll also unveil any potential catches and equip you with the knowledge to maximise your free money potential. So, let’s explore the free money offers in the UK!
Disclaimer: This list is regularly updated with new offers and changes. While the offers are accurate at the time of writing, they are subject to change, and each offer and platform has its own terms and conditions. Only new account sign-ups can benefit from these free money offers.
Money Marshmallow is user-supported, so this post contains affiliate and referral links. If you sign up through these links, we may receive a commission at no extra cost to you.
Free money offers: Cash
Cashback.co.uk - £5 welcome bonus + £2.50 for 3 simple questions
Cashback.co.uk is a task-based platform featuring a variety of free offers, trials, and sign-up promotions. Upon signing up, you’ll receive £5, and an additional £2.50 for answering just three quick questions. To withdraw your earnings, you’ll need to complete 15 tasks.
Quidco - £15 free sign up bonus
Quidco is a popular cashback platform in the UK, enabling you to earn money through online shopping and receive cashback on your purchases from a wide range of retailers. In addition to the sign up bonus, Quidco can significantly contribute to saving money on your online purchases. After signing up, remember to install the Quidco browser extension for convenient reminders about potential savings!
Your £15 bonus will be paid once you’ve earned £5 cashback with Quidco.
PayPal- £10 limited-time new user offer
PayPal, a widely recognised online payment platform, offers convenience and security when making purchases on the internet. For a limited time, you can earn an instant £10 as part of their exclusive offer by creating a new PayPal account and spending £5 within 30 days.
Don’t miss out on this opportunity to enjoy the benefits of PayPal while receiving free money. Offer ends 30 June 2025. Rewards expire 30 Sept 2025.
Tide - £50
Tide is a UK fintech company that offers mobile-first banking services tailored for sole traders and small businesses. Setting up your Tide account is a breeze. Use referral code R76367 to sign up and you’ll get £50 when use your Tide card to make a total of £500 in purchases during the first 3 months.
American Express - Points worth up to £120
The British Airways American Express credit card offers an attractive welcome bonus of 6,000 points for new users with no annual fee. 6,000 Avios are worth about £60 towards economy flights and as much as £120 towards First and Business class flights. To qualify for the bonus, you must spend £1,000 within three months so it’s worth considering taking out the card before making a significant purchase.
For bigger spenders, the Premium Plus Card offers a larger 28,000 Avios bonus (worth more towards flights) but comes with a £300 annual fee. To qualify, you’ll need to spend £3,000 within three months. Similar to the Basic Card, you keep earning Avios on everyday purchases.
To maximise rewards, always pay your bill in full each month to avoid high interest charges that can outweigh your Avios.
Free money offers: Investment and money apps
InvestEngine - up to £100 welcome bonus
InvestEngine is a popular investment platform specialising in ETFs, letting you build a low-cost, diversified portfolio with commission-free trades. Click the below link, follow the instructions on the page and receive a bonus of up to £100.
Trading 212 - fractional share worth up to £100
Trading 212, another popular investment app and platform in the UK, allows you to buy individual shares, fractional shares, and ETFs. They even offer the chance to earn interest on your uninvested cash! By signing up with the referral link below, opening a Trading 212 Invest Account, and depositing at least £1, you can claim a free fractional share worth up to £100. (This referral offer may not be available year-round, so if you don’t see the mention of a free share upon clicking the link below, try again another day).
Plum app - £5 cashback
Plum is a popular smart money app that helps you save, invest, and manage your finances automatically. As a new user, you can get a £5 free cashback if you have at least £100 in your Plum account for 90 days.
Sprive - £5 welcome bonus
Sprive is a handy app that helps you make extra payments towards your mortgage. By connecting your bank account and setting up automatic transfers, Sprive simplifies the process of chipping away at your loan. Plus, you can get a £5 bonus just for signing up.
Snoop - £5 Amazon voucher
Snoop is a free budgeting app that tracks your spending and helps you save. Download Snoop, connect your bank, use it for a month, and score a free £5 Amazon voucher.
Free money offers: Utilities
Octopus Energy - £50 credit
Consider switching to Octopus Energy for your gas and electricity. They’re a popular green energy provider, and you can score a £50 credit towards your bill when you join using the below referral link.
Free money offers: Other
Swagbucks - £10 bonus
Swagbucks is a website and app where you can earn rewards for things you might already do online, like watching videos, taking surveys, and shopping. They even offer a sign-up bonus where you can earn points redeemable for gift cards or cash. Here’s the thing to keep in mind:
There’s a specific offer where you can get a bonus of 1,000 SB (their points system, worth about £10) by spending at least £25 at a store featured on their website within 30 days of signing up. But remember, you need to activate this bonus in the Swag Ups section of your account first.
How to make the most of free money offers
Tempted by those free money offers? Here’s how to maximise your rewards:
1. Read the terms and conditions: Read the fine print carefully to ensure you qualify for the free money offer. Many offers require specific actions, like minimum deposits, holding periods for accounts, or a certain number of transactions. Ensure you understand and can fulfill these requirements before diving in.
2. Refer friends: Some platforms offer friend referral bonuses so spread the word and earn extra rewards by referring friends and family. Be transparent – let them know about any requirements they need to meet for the referral bonus. This is a fantastic way to boost your earnings without extra effort.
3. Maximise your rewards: While free money offers are a nice financial boost, all these platforms can also offer long-term value by helping you save and make more money. So, don’t forget to look into the options and see what they can offer you. For example, Quidco can offer you ongoing cachback on your online purchases (don’t forget to download the browser extension to never miss cashback!) while the Plum app can help you manage your money better.
Related:
7 ways to get free money on PayPal
